Titan Home retailers will be happy to advise you on this from start to finish, whether you have questions about financing a manufactured house, obtaining insurance, selecting a floor plan, or any other matter related to the home-buying process. Use our loan calculator to estimate how much you could borrow, view our representative interest rates and calculate your monthly payments. Without a 20 down payment most loan types also require Mortgage Insurance (PMI). For total cost calculations, be sure to add in estimated taxes and insurances. Enter loan information including loan amount, estimated interest rate and loan term to calculate the home loan payment. Your options include owner-occupied land, where you place your Titan home on land you already own outright, or a land lease community, which can be beneficial if you’re in search of amenities or a specific lifestyle, like a 55+ community. Calculate Manufactured Home Loan Payments. You will also need to decide where you want your manufactured home to be located. This is a tool that can generate your estimated monthly mortgage payment after factoring in a variety of relevant variables, such as your loan amount, interest rate, and desired loan term length. In order to go from knowing about and wanting to own a factory-built house to actually living in one, it is advised that you first establish a realistic idea of how much you can afford to spend.Īn easy way to do this is to use an online mortgage calculator. ![]() To learn more about the purchasing process contact a Titan Factory Direct Housing Specialist.īuying a manufactured home is an exciting decision, but is one that’s quickly followed by a number of additional critical choices that you will need to make. ![]() Titan Factory Direct Homes can also add on custom-built decks and porches to the manufactured home with specialized contractors who have years of experience and can provide all types of skirting including vinyl, stucco, and other decorative panels. Once the home is set on the foundation and the septic system is installed, they offer licensed contractors to connect the home to the city or county water supply and ensure that the electrical connection from the area power grid to the home is safely installed and done right. They also provide help in securing the necessary permits, inspections, and soil tests for the installation of the septic system. Their professional housing consultants can explain the differences between crawl space and pier foundation types and assist with selecting the best septic system for the land. ![]() From foundations to decks and skirting, they have licensed and experienced contractors who specialize in each area. Titan Factory Direct Homes offers a comprehensive range of services to help customers with the entire home-buying process. Try different interest rates and term lengths to find the right monthly payment for you.
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